Stamp Duty and Registration Charges in Gurgaon
As Gurgaon continues to grow and develop, property prices are steadily rising. Yet, the demand for real estate remains strong, whether for investment or personal use. However, buying a property involves more than just the purchase price. It's important for buyers to understand additional costs such as stamp duty and registration charges.
Being aware of these charges—and their applicable percentages—is essential when purchasing property in Gurgaon or any other state. This blog will guide you through the stamp duty and registration charges specific to Gurgaon.
What is stamp duty?
Stamp duty is a tax levied by the state government on the sale or purchase of property and other property-related transactions. It is an indirect tax that ensures the legal validity of such transactions by officially documenting the sale or purchase.
This tax is governed by Section 3 of the Indian Stamp Act, 1899, and its rate varies across states. Even within a state, the stamp duty can differ based on the locality and the property's market value. The revenue collected through stamp duty is utilized by the government to fund various public amenities and infrastructure projects.
What are the registration charges?
Registration charges are fees paid to the government for the legal recording of property-related documents. This process ensures the official recognition and enforceability of the transaction.
Typically borne by the buyer, these charges are applicable during the purchase of a property and are essential for registering the sale deed in the buyer’s name. The fees help cover the administrative costs of maintaining and updating public land records. Moreover, proper registration serves as a safeguard against fraudulent claims and legal disputes, offering legal assurance and ownership clarity.
Stamp Duty Charges in Gurgaon (2025)
The stamp duty rates in Gurgaon vary based on the property’s location and the buyer’s ownership status:
| Jurisdiction | Male | Female | Joint |
| Within Municipal Limits | 7% | 5% | 6% |
| Outside Municipal Limits | 5% | 3% | 4% |
Stamp Duty Charges for Other Documents in Gurgaon
| Document Type | Stamp Duty Charges |
| Acknowledgment of a debt of twenty rupees in amount or value | Rs 10 |
| Administration Bond | Rs 100 |
| Adoption Deed | Rs 1,000 |
| Affidavit | Rs 10 |
| Cancellation Deed | Rs 500 |
| Power of Attorney | Rs 1,000 |
Documents Required for Property Registration in Gurgaon
To complete the property registration process in Gurgaon, the following documents are typically required:
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Sale Deed: The legal document that serves as proof of property transfer from seller to buyer.
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Identity Proof: Valid identification documents of both the buyer(s) and seller(s), such as Aadhaar card, passport, or voter ID.
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PAN Card: Permanent Account Number card of the buyer(s) and seller(s) for financial and tax verification.
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Property Tax Receipts: Proof of payment of property taxes to establish clear ownership and no outstanding dues.
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No Objection Certificate (NOC): Clearance from relevant authorities confirming there are no legal or regulatory objections related to the property.
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Passport-Sized Photographs: Recent photographs of the buyer(s) and seller(s) for documentation purposes.
Key Factors to Consider While Calculating Stamp Duty Charges in Gurgaon
Several key factors are taken into account when determining the stamp duty payable on a property in Gurgaon:
1. Location:
The property's location plays a crucial role in stamp duty calculation. Urban areas typically attract higher stamp duty rates compared to rural regions due to higher land values and development standards.
2. Property Type:
The nature of the property—whether residential, commercial, agricultural, or industrial—directly impacts the stamp duty charges. Each category is subject to different rates based on its use and zoning classification.
3. Gender of the Buyer:
Stamp duty rates in Gurgaon vary based on the buyer's gender. Women are offered a concessional rate to promote property ownership among female buyers, making it more affordable for them to invest in real estate.
How to Calculate Stamp Duty in Gurgaon
Calculating stamp duty in Gurgaon involves a series of steps to determine the payable amount accurately. Here's a step-by-step guide:
1. Determine the built-up area or plot size: Begin by identifying the built-up area (in square feet) for constructed properties or the plot size (in square yards) for vacant land.
2. Identify the Property Type: Check whether the property is a builder floor, apartment, independent house, or plot, as this influences the valuation.
3. Check the Circle Rate: Find out the applicable circle rate (minimum property valuation rate set by the government) for the locality where the property is situated.
4. Calculate the Property Value:
Use the formula:
(Built-up area in sq. ft. × Minimum cost per sq. ft.) + (Plot area in sq. yards × Circle rate per sq. yard)
This gives you the estimated value of the property based on government guidelines.
5. Apply the Stamp Duty Rate: Multiply the property value by the applicable stamp duty percentage. The rate depends on factors like location (municipal vs. non-municipal limits), property type, and buyer's gender.
How to Pay Stamp Duty in Gurgaon (2025)
Online Payment:
1. Visit the official website of the Gurgaon Department of Revenue.
2. Navigate to the online payment section dedicated to stamp duty.
3. Enter the required details such as property information, stamp duty amount, and other relevant data.
4. Choose your preferred payment method and proceed with the transaction.
5. Once the payment is successful, you will receive a confirmation receipt. Make sure to save this receipt for future reference.
Offline Payment:
1. Visit the nearest designated bank branch or the government office authorized to collect stamp duty payments.
2. Obtain the stamp duty payment form from the office.
3. Fill out the form carefully, providing all necessary details.
4. Submit the completed form along with the required documents to the designated authority.
5. The authority will verify your submission and request payment.
6. After making the payment, you will receive an official receipt. Keep this receipt safely for any future needs.
How to Claim a Stamp Duty Refund in Gurgaon
Property owners in Gurgaon can now apply for a refund of stamp duty under certain conditions. A refund is issued after deducting 10% of the original stamp duty amount, and the application must be submitted within six months from the date of property purchase.
Here’s a step-by-step guide to the refund process:
Online Process via e-GRAS Portal:
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Login or Register:
Visit the e-GRAS portal. If you’re a new user, register yourself first. -
Access Refund Section:
Navigate to the ‘Stamp Paper’ section and click on ‘Stamp Paper Refund. -
Enter Challan Details:
On the new page, enter your Stamp Duty Challan Number and click on ‘Go to View.’ -
Verify Details:
Review and verify your stamp duty and challan information displayed on the screen. -
Enter Refund Information:
Select the relevant stamp number, fill in the required details, and save them. -
Apply for a refund:
Once the details are saved and verified, the ‘Refund Application’ button will be enabled. Click it to submit your request.
What Happens Next:
. After submission, the department will review your refund request.
. If everything is in order, the refund will be processed.
. The entire process may take up to 6 months for completion.
Note:
Always keep copies of all receipts and application confirmations for future reference.
Conclusion
Stamp duty and registration charges are crucial in the real estate transaction process. These charges are primarily calculated based on the property's value, but several factors such as location, property type, and the buyer's gender also influence the final amount. Notably, women buyers benefit from lower stamp duty rates, encouraging greater property ownership among women. Understanding these charges is essential for making informed and financially sound real estate decisions.
